My latest quarterly contribution into my investment bond has been processed per the recently changed asset allocation. The overall allocation is still different from my new settings, as I only instructed the new fund allocations to apply to new contributions and to the annual 'rebalance' (that should happen at the end of May. The performance since I started the investment bond in Jan 2021 had not been looking too impressive, but that was due to the overall market being fairly flat from Jan '22 to mid '23. But the recent market strength has improved the average ROI considerably -- it is now sitting at 7.41%pa, apparently after fees and taxes. The investments within the IB are taxed at a nominal rate of 30%, but due to franking credits and some 'tax effective' accounting magic (apparently IB can deduct capital losses against income, which probably relates to the fact that IB do not get the 50% CG discount that normally applies to 'long term' CG). The reporting from the IB isn't too impressive (just an 'additional investment statement' when a new deposit is processed, and an 'annual statement' at the end of each financial year. You can check the current balance and asset allocation online, but it doesn't show charts or performance data. So I've entered all the individual fund transactions into a free 'sharesight' account, and that lets me see the overall progress, portfolio value chart (monthly data points), and more detailed daily price charts for each individual fund that the IB portfolio holds.
It shouldn't be too much trouble keeping sharesight updated - there will only be four purchase transactions to enter when each quarterly deposit is processed, plus some transactions when each annual rebalance is performed.
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