A pretty bad week overall. All of Wednesday was spent driving 6.5 hrs (~500km) down to Jindabyne via Canberra, and then although Thursday morning was OK for our skiing lessons, it started raining in the afternoon (so DW and the boys retreated to the Skitube terminal cafeteria, while I tried one run down 'Pleasant Valley' in the rain before deciding to call it quits for the day). We were hoping that conditions would be better on Friday, but it was raining heavily at Blue Cow in the morning and none of the chair lifts were operating due to high winds. We collected our skis and took the skitube train down to Perisher, where the 11am lessons were being held. As we left the Perisher terminal DS2 was almost blown off his feet, so we decided it wouldn't be much point having a two-hour lesson in the rain if DW and the boys were probably going to get blown over all the time. After a detour back up to Blue Cow to return DS2's rental helmet even I decided not to bother getting wet trying to ski in the rain and wind (I'd have given it a go if we were staying that night, but having to drive back to Sydney in wet clothes didn't appeal). We therefore left the snowfields mid-afternoon and stopped in Canberra on the way home for a quick visit to the Mint and the National Museum. So, overall I didn't get much exercise skiing and spent two days sitting in the car and not getting much walking done.
On the weekend I ate several bars of chocolate, so I managed to compound a lack of exercise with a weekend of overeating ;( I also had a 'gluten free' pizza for dinner on Wednesday night. The end result was for my average weight last week to be back to where I was a month ago.
This week I'm trying to get back 'on the wagon' - sticking to my diet plan and resuming my daily walks. I also need to start doing 5BX sessions. Only a couple of weeks left until the 14km City2Surf 'fun run' with the boys (we'll be walking). An article in today's SMH was interesting - it reports medical research (on large sample of >1m adults) has found that sedentary lifestyles were as bad for public health outcomes as smoking, and were causing more deaths than obesity. So, my current routine of doing some stairs and a 10 minute walk every hour or so while in the office, in addition to my lunchtime and evening walks, seems to be a fairly good plan. Apparently sitting for eight hours a day in an office job could otherwise increase the risk of premature death by up to 60 per cent. An hour of brisk walking spread throughout the day seems to be sufficient to offset the danger of sitting for eight hours in the office. Currently around half of women and one-third of men fail to even get the 30-min/day exercise usually recommended.
. Fibre Carbs Fat Protein kCals Avg Wt Steps
g/dy % % g/dy /dy kg /dy
Week 17 42.5 60.3 26.5 78.0 2,418 90.3 15,421
Week 18 44.4 59.6 21.7 114.2 2,721 89.6 13,569
Week 19 36.2 70.0 16.7 99.0 3,075 88.7 14,720
Week 20 35.3 66.9 18.8 104.5 3,181 89.4 16,644
Week 21 36.5 62.0 24.0 113.2 3,408 90.3 11,695
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The ups and downs of trying to accumulate a seven-figure net worth on a five-figure salary, loose weight, get fit, do a post-grad course and launch a financial planning business - while working full-time.
Thursday, 28 July 2016
Monday, 18 July 2016
Diet & Exercise update - Week 20
Another week of mixed results. I overate (my basic diet was correct, but I ate and consumed several packets of sweets over the weekend) resulting in a slight increase in my average daily weight for the week, despite doing lots of walking - I exceeded 16,000 steps/day on four days last week). The extra walking was mostly due to my car still being repaired, so the kids and I did quite a lot of extra walking on the weekend to get to their Judo lessons on Saturday and to our squash session on Sunday. We also did a bit of extra walking around on the weekend trying to play Pokemon Go on my tablet using only WiFi. Aside from catching the odd Pokemon at home, and very occasionally being able to access the PokeStop near our house when the GPS location wandered just within range, we spent a couple of hours using the free WiFi at the shopping centre to visit PokeStops within the centre and to catch some Pokemon. Overall, it is a very frustrating experience trying to play Pokemon Go on a tablet that only has WiFi and no 3G ;)
This week I'm taking the family down to the snow fields on Wednesday for a couple of days skiing, so my step count will probably be fairly low despite getting exercise skiing. If I can avoid eating any sweets during the 7-hour drive to and from the Snowy Mountains, and while skiing, I should be able to lose a bit of weight this week.
There's now only four weeks until the 14km 'City2Surf' event is on, and I'd really like to be under 88 kg by 'race day' (although we will be walking the 14km, and not jogging/running). There is a special offer of two weeks free use of AnytimeFitness gym for City2Surf entrants, so DS2 and myself might visit the local AnytimeFitness gym to do some weight training (fortunately this gym permits 16-17yo teens to also use the gym).
. Fibre Carbs Fat Protein kCals Avg Wt Steps
g/dy % % g/dy /dy kg /dy
Week 15 43.1 60.6 21.0 113.1 2,571 91.9 14,633
Week 16 40.0 64.8 19.3 98.5 2,765 91.4 13,900
Week 17 42.5 60.3 26.5 78.0 2,418 90.3 15,421
Week 18 44.4 59.6 21.7 114.2 2,721 89.6 13,569
Week 19 36.2 70.0 16.7 99.0 3,075 88.7 14,720
Week 20 35.3 66.9 18.8 104.5 3,181 89.4 16,644
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This week I'm taking the family down to the snow fields on Wednesday for a couple of days skiing, so my step count will probably be fairly low despite getting exercise skiing. If I can avoid eating any sweets during the 7-hour drive to and from the Snowy Mountains, and while skiing, I should be able to lose a bit of weight this week.
There's now only four weeks until the 14km 'City2Surf' event is on, and I'd really like to be under 88 kg by 'race day' (although we will be walking the 14km, and not jogging/running). There is a special offer of two weeks free use of AnytimeFitness gym for City2Surf entrants, so DS2 and myself might visit the local AnytimeFitness gym to do some weight training (fortunately this gym permits 16-17yo teens to also use the gym).
. Fibre Carbs Fat Protein kCals Avg Wt Steps
g/dy % % g/dy /dy kg /dy
Week 15 43.1 60.6 21.0 113.1 2,571 91.9 14,633
Week 16 40.0 64.8 19.3 98.5 2,765 91.4 13,900
Week 17 42.5 60.3 26.5 78.0 2,418 90.3 15,421
Week 18 44.4 59.6 21.7 114.2 2,721 89.6 13,569
Week 19 36.2 70.0 16.7 99.0 3,075 88.7 14,720
Week 20 35.3 66.9 18.8 104.5 3,181 89.4 16,644
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Monday, 11 July 2016
Diet & Exercise update - Week 19
A very variable week. I started out sticking with my diet plan on Monday, then fasting for my hospital treatment on Tuesday and Wednesday. But I then overate on Thursday, and I went a bit beserk over the weekend eating a considerable amount of confectionery on both Saturday and Sunday. Overall my average daily calories for the past week were well above 'maintenance' level, and although it doesn't yet show up in my average weight for the week, I had started to see my weight increasing in the past couple of days - so it's time to get a grip and cut out ANY snack food. I just can't seem to buy confectionery and then eat it in moderation. So I'll just have to avoid buying it in the first place.
At least I maintained my daily walking exercise, exceeding my 12,000 step/day target every day except the day I had surgery and the following day (but I still managed to do over 10,000 steps on those days). So my average daily step count for the week was my second best ever. Only five weeks to go until the boys and I are walking the 14km 'City2Surf' race (I won't be running as I still get some plantar fasciitis pain if I jog or run for more than a few minutes).
. Fibre Carbs Fat Protein kCals Avg Wt Steps
g/dy % % g/dy /dy kg /dy
Week 15 43.1 60.6 21.0 113.1 2,571 91.9 14,633
Week 16 40.0 64.8 19.3 98.5 2,765 91.4 13,900
Week 17 42.5 60.3 26.5 78.0 2,418 90.3 15,421
Week 18 44.4 59.6 21.7 114.2 2,721 89.6 13,569
Week 19 36.2 70.0 16.7 99.0 3,075 88.7 14,720
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At least I maintained my daily walking exercise, exceeding my 12,000 step/day target every day except the day I had surgery and the following day (but I still managed to do over 10,000 steps on those days). So my average daily step count for the week was my second best ever. Only five weeks to go until the boys and I are walking the 14km 'City2Surf' race (I won't be running as I still get some plantar fasciitis pain if I jog or run for more than a few minutes).
. Fibre Carbs Fat Protein kCals Avg Wt Steps
g/dy % % g/dy /dy kg /dy
Week 15 43.1 60.6 21.0 113.1 2,571 91.9 14,633
Week 16 40.0 64.8 19.3 98.5 2,765 91.4 13,900
Week 17 42.5 60.3 26.5 78.0 2,418 90.3 15,421
Week 18 44.4 59.6 21.7 114.2 2,721 89.6 13,569
Week 19 36.2 70.0 16.7 99.0 3,075 88.7 14,720
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Friday, 8 July 2016
Meal planning and tracking diet progress
I case anyone is interested, here are some details about the spreadsheet I use to plan my daily meals. I basically add a new row whenever I use new ingredients, try a new packaged food, or a different take-away item. The basic values (kcals per 100g or per 'serve', g fibre, carbs, fat, protein, and mg of Potassium and Sodium) are listed on packaged items, and for raw ingredients there are plenty of websites that provide nutritional information. These values are stored in 'hidden' columns C-I and used with the Qty value I enter to calculate the contribution to the daily totals.
Fortunately I tend to stick with a small selection of favourite food stuffs, so I rarely have to enter new items. So entering my meal plan takes a minute or two in the morning. I then write my meal plan on a piece of paper to 'tick off' or note changes during the day. The following morning I record my weight and sleep time, then update the previous day's plan with any changes and copy the actual daily totals to the log sheet that records each days totals. Weekly running averages for caloric intake and weight loss are used in the plot (which also shows daily weight and caloric intake values), so I can easily see my rate of progress and see if I have been having too many days of overeating and need to get back on track.
Tab of summary daily data (taken from the meal plan tab)
Tab of daily meal plan. Gets updated to actual values before adding to the daily log. Currently has 713 rows that have built up over several years.
Tab with graph of daily caloric intake and 7-day average, and daily morning weight and 7-day average. The graph shows that I'm not very strict about adhering to my meal plan every day - the main thing is to ensure that my weekly average caloric intake isn't too high.
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Fortunately I tend to stick with a small selection of favourite food stuffs, so I rarely have to enter new items. So entering my meal plan takes a minute or two in the morning. I then write my meal plan on a piece of paper to 'tick off' or note changes during the day. The following morning I record my weight and sleep time, then update the previous day's plan with any changes and copy the actual daily totals to the log sheet that records each days totals. Weekly running averages for caloric intake and weight loss are used in the plot (which also shows daily weight and caloric intake values), so I can easily see my rate of progress and see if I have been having too many days of overeating and need to get back on track.
Tab of summary daily data (taken from the meal plan tab)
Tab of daily meal plan. Gets updated to actual values before adding to the daily log. Currently has 713 rows that have built up over several years.
Tab with graph of daily caloric intake and 7-day average, and daily morning weight and 7-day average. The graph shows that I'm not very strict about adhering to my meal plan every day - the main thing is to ensure that my weekly average caloric intake isn't too high.
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Monday, 4 July 2016
Diet & Exercise update - Week 18
I managed to stick to my standard meal plan most days last week, only overeating on Tuesday and Wednesday. On the other days I actually found it quite easy to stick to my 'standard diet' and avoid any junk food, so I seem to be slowly developing the desired 'good habits'. I also managed to exceed my 12,000 step/day goal on most days last week (the only exception being Wednesday), and I compensated for that by doing an extra evening walk on Thursday (getting just over 20,000 steps that day). On Sunday I took my youngest son to a sports center that offers 'Family Sunday' discount rates ($25 per family), and he got to try out some indoor rock climbing. We also did half an hour of trying to 'shoot hoops' at basketball (we each only managed to get the ball in once or twice - his excuse is that he's only ten years old, my excuse...), and then we did half an hour hitting a ball around the squash court. And in the afternoon I had my usual weekly hour of squash with my eldest son, and went for an evening walk. I managed to do '5BX' session most days last week, and am now easily doing the A+ routine at the top of page 1. I'll stick at that level for a week or so, and then start at the bottom of the 'page 2' 5BX schedule. For my age the suggested goal is to get to the C+ level on page 2, but I should be able to handle the A+ level on page 2 (which is the goal for 45-49 year olds), as the exercises aren't very difficult once you get 'into shape'.
I'm having an endoscopy/biopsy done on Wednesday to confirm the Coeliac diagnosis (so far the diagnosis is based on fairly conclusive blood test results), and the required 'preparation' on Tuesday afternoon and fasting during most of Wednesday should help with my diet ;) As my private health insurance cover (through my employer) only started last December, I've had to submit a health report and documentation to show that the Coeliac disease wasn't a 'preexisting condition' (ie. symptoms were already apparent) - otherwise I won't be covered for most of the private hospital bills (I could have had the procedure done via Medicare at the public hospital, but the waiting list is usually 6-12 months, rather than less than two months required to schedule 'elective' surgery at the private hospital). The health fund was still chasing up additional information today for their 'assessment', so I'll probably have to initially pay the hospital bill myself and then claim from GUHealth and Medicare afterwards. Hopefully the various refunds will get processed before the charges come due on my credit card.
. Fibre Carbs Fat Protein kCals Avg Wt Steps
g/dy % % g/dy /dy kg /dy
Week 13 35.6 64.5 18.8 102.5 2,789 93.9 12,589
Week 14 40.8 61.8 22.3 90.6 2,514 92.4 9,721
Week 15 43.1 60.6 21.0 113.1 2,571 91.9 14,633
Week 16 40.0 64.8 19.3 98.5 2,765 91.4 13,900
Week 17 42.5 60.3 26.5 78.0 2,418 90.3 15,421
Week 18 44.4 59.6 21.7 114.2 2,721 89.6 13,569
A plot of my weight since 2000 (yes, I've tried to 'lose weight' many times, so I often kept track of my weight) shows that my current 'diet' attempt is going quite well so far - hopefully it will be a permanent lifestyle change this time around (ie. a gluten-free, CRON-style diet, and increased level of daily activity). I'm 'on track' to get close to my 'high school' weight (78kg) by the end of this year, and my goal for next year will then be to maintain my fitness (daily 5BX and walking, and regular gym and squash sessions) and to stabilize my weight in the 'ideal' range (65-75 kg).
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I'm having an endoscopy/biopsy done on Wednesday to confirm the Coeliac diagnosis (so far the diagnosis is based on fairly conclusive blood test results), and the required 'preparation' on Tuesday afternoon and fasting during most of Wednesday should help with my diet ;) As my private health insurance cover (through my employer) only started last December, I've had to submit a health report and documentation to show that the Coeliac disease wasn't a 'preexisting condition' (ie. symptoms were already apparent) - otherwise I won't be covered for most of the private hospital bills (I could have had the procedure done via Medicare at the public hospital, but the waiting list is usually 6-12 months, rather than less than two months required to schedule 'elective' surgery at the private hospital). The health fund was still chasing up additional information today for their 'assessment', so I'll probably have to initially pay the hospital bill myself and then claim from GUHealth and Medicare afterwards. Hopefully the various refunds will get processed before the charges come due on my credit card.
. Fibre Carbs Fat Protein kCals Avg Wt Steps
g/dy % % g/dy /dy kg /dy
Week 13 35.6 64.5 18.8 102.5 2,789 93.9 12,589
Week 14 40.8 61.8 22.3 90.6 2,514 92.4 9,721
Week 15 43.1 60.6 21.0 113.1 2,571 91.9 14,633
Week 16 40.0 64.8 19.3 98.5 2,765 91.4 13,900
Week 17 42.5 60.3 26.5 78.0 2,418 90.3 15,421
Week 18 44.4 59.6 21.7 114.2 2,721 89.6 13,569
A plot of my weight since 2000 (yes, I've tried to 'lose weight' many times, so I often kept track of my weight) shows that my current 'diet' attempt is going quite well so far - hopefully it will be a permanent lifestyle change this time around (ie. a gluten-free, CRON-style diet, and increased level of daily activity). I'm 'on track' to get close to my 'high school' weight (78kg) by the end of this year, and my goal for next year will then be to maintain my fitness (daily 5BX and walking, and regular gym and squash sessions) and to stabilize my weight in the 'ideal' range (65-75 kg).
Subscribe to Enough Wealth. Copyright 2006-2016
Net Worth: June 2016
My net worth dropped during June, due mostly to the weakness in the stock market (not helped by the 'Brexit', although that seems to have been a temporary dip so far). The net value of my geared share portfolio was also impacted by pre-payment of interest on the margin loans for the next 12 months (so I can claim a tax deduction for the interest in the 2015/16 tax year).
Subscribe to Enough Wealth. Copyright 2006-2016
Subscribe to Enough Wealth. Copyright 2006-2016
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