Amazon Affiliate Links

Thursday, 1 April 2021

End of MAR 2021 "12% solution" portfolio changes

For the end of March the emailed trading signal was to invest 60% in MDY (SPDR S&P MidCap 400 Index Fund) and 40% in JNK. This is a change in asset allocation from last month so I will need to close out my QQQ position and buy MDY when US trading opens (late tonight in my time zone).

My current account balance is $11,927.81 which represents a cumulative return of 13.94% since AUG 2020 when I commenced this portfolio.

Due to timing differences and fees (and the inclusion of a small holding in ASIA ETF that I had in my IG trading account before adding the "12% portfolio" investments) my portfolio performance won't track exactly against the standard "12% solution" portfolio. According to the monthly newsletter, the 2020 performance for this model was +40.6% and for 2021 YTD performance is now +7.9%.

As I funded this portfolio using my St George Portfolio Loan, my target performance over the long term (10+ years) is for the returns (after admin fees and trading costs) to exceed the interest paid (after factoring tax credit) on the Portfolio Loan.

Subscribe to Enough Wealth. Copyright 2006-2021

No comments: