Net Worth APR 2026

Chart updated to end of APR in sidebar.

The US stock market has continued to appreciate despite the ongoing Iran war (possibly due purely to an AI bubble reminiscent of the dot.com bubble of 2000), while the Australian and other international markets continue to show weakness. Probably indicative of an impending global recession and inflationary pressures due to oil price likely to remain above $100/barrel for the rest of the year.

My stocks/cash increased $24,669 (+5.26%) to $493,946. This was largely due to a cash gift I received in April that I added to my mortgage offset account.

Retirement savings (SMSF etc.) increased by +$67,801 (+3.03%) to $2,308,743. This didn't quite fully reverse the substantial drop experienced in March. No contributions made this month. Having started my new job this week, some SGL contributions will recommence soon.

The real estate holdings were a mixed bag. The estimated value of our home remained unchanged at $1,295,556 (my half) for yet another month, While my 'other real estate' (investment apartment and holiday home) increased by +$6,632 (+0.30%) to $2,194,239.

Other assets (my online depository bullion account at Perth Mint, and the bullion value of my gold and silver proof coin collection) decreased by -$4,588 (-5.10%) to $85,447. I am currently still adding $200 worth of gold to my Perth Mint online depository account each month. In theory a price dip is good while using DCA to accumulate an asset over time. Every cloud has a silver (or gold) lining I suppose.

Overall, NW increased by +$94,514 (+1.79%) to $5,385,940 during April. NW needs to increase by about 0.2% per month on average to keep pace with inflation (I.e. maintain real value), so the increase during April was about +1.6% in real value. Excluding the gift I received, the April 'bounce back' recouped about half of the decrease experienced in March.

The acute impact of the Iran war seems to have mitigated, but I expect the impact on the global economic growth and inflation will be negative during the remainder of 2026.

We just had to spend around $5,000 to have one of our home's property fences replaced, so this will impact my NW figure at the end of May. I will receive my SMSF pension payment in June, but as that will effectively just be a transfer of funds from my SMSF account into my mortgage offset account it will not impact my overall NW.

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