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Wednesday, 1 February 2017

Net Worth: January 2017

Very little overall change in NW during the past month, as the increase in estimated valuation for our home was offset by a slightly larger decrease in the value of my geared stock portfolio and superannuation fund balances.

DW's recent lay-off has emphasized the ephemeral nature of employment in the 'modern economy', and has prompted me to look again at my expenditures. I intend to try to stick to my 'shopping list' when grocery shopping (that would also help with my attempt to lose some weight!) from now on, and to avoid making any unplanned 'discretionary' spending. My goal will be to minimize my monthly CC bill and free up some surplus cash flow each month to slowly whittle away at the balance of my margin loan with the highest interest rate. While it won't  be a significant amount compared to my automated savings, every little bit helps, and can build up over time.



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