Thursday, 2 October 2025

Net Worth SEP 2025

Chart updated to end of SEP in sidebar.

Stocks/cash decreased -$3,155 (-0.64%) to $493,421. Mostly due to stock market and the negative gearing property investment impact on my cash flow.

Retirement savings (SMSF etc.) increased by $26,156 (+1.16%) to $2,283,210.As I am currently unemployed/retired there are no contributions adding to the balance, so this increase was due entirely to market gains (minus the small monthly decline in the 'guaranteed cashback' value of my QSuper pension accounts).

Est. valuation of our home (my half) increased by $35,499 (+2.98%) to $1,227,410 , but this was offset by the decrease in estimated value of the 'Other real estate' (my 'lake house' and the investment apartment) which decreased by -$33,322 (-1.53%) to $2,138,701. Overall a net decrease in real estate estimated valuations this past month.

Other assets (my online depository bullion account at Perth Mint, and the bullion value of my gold and silver proof coin collection) increased by $6,982 (10.39%) to $74,193. I am currently still adding $200 worth of gold to my Perth Mint online depository account each month.

Overall, NW increased by $32,160 (0.62%) to $5,224,944 during Sep. It needs to increase by about 0.2% per month on average to keep pace with inflation (maintain real value).

I've so far applied for 54 positions and so far had 27 confirmed rejection notifications, another 20 or so were likely unsuccessful, and 6 are likely still being 'considered'. I had one 'initial interview' with a prospective employer last week (will hear next week if I am invited to a second interview), and one telephone interview with a placement agency acting for a local position.

I also did a short evaluation 'bootcamp' online for a US AI training company, which paid about A$440, and they have offered me a contract part-time job (max 8 hrs/wk at about A$100/hr). Between doing a few nights of Door Dash and this contract AI work I *might* make around A$K/wk for the next few months. We'll see. I also need to do some more work on my PhD.

I only recorded one youtube videos during September -- I'll try to do at least one a week from now on to see if it slowly gains views and subscribers (or not).

I managed to get my global ranking in Fortnite to 'unreal' (currently just in the 'top' 2,000). I really should stop watching youtube and playing Fortnite and instead do some work on my PhD literature review ;) I might do some youtube videos of 'how to rank in Fortnite if you have bad eyesight, slow reactions, and can't build things' --- should be a hit with the over-60 gamers ? ;)

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