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Thursday, 19 July 2018

Earn a bonus $75 on your savings at RateSetter


I started using RateSetter back in March, and I've been saving $100 (automatically transferred from one of my bank accounts) every month and investing it at around 9%pa using the 5-year lending option. While such peer-to-peer lending is obviously much more risky than investing your money in a bank savings account, the higher interest rate is (hopefully) commensurate with higher risk. Also, if you invest in 5-year lending, only some* of your investment will be locked up for the full five years.

At the moment, RateSetter is offering a $75 bonus^ if you join RateSetter using this referral link and invest $2000 or more in the 3-year Income or 5-year Income lending market before 16 September 2018. So, if you were thinking about saving some funds in a RateSetter lending account, get in quick for the chance of a bonus $75!

Last Matched Rates on RateSetter:
1 MONTH 5.0% at 14:36
1 YEAR 4.0% at 14:31
3 YEAR INCOME 7.4% at 13:19
5 YEAR INCOME 9.0% at 15:06
GREEN LOAN 6.5% at 14:25

* Investing in 5-year loans, you get a monthly repayment of interest and capital into your holding account (which I reinvest each month), so the initial investment isn't locked away for the entire loan period.

^ You will get a $75 bonus and so will I. Full disclosure ;)

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