Chart updated in sidebar.
Stocks/funds/cash total decreased by -$17 (-0.00%) to $572,172. The gain in my stocks was offset by spending some cash on removing old fence posts from the lake house property, and paying quarterly rates, utility bills.
TSB increased by +$19,038 (0.82%) to $2,346,926. Investment gains and my modest SGL contributions exceeded the reduction in the 'money-back protection' value of my QSuper Lifetime Pension accounts caused by the fortnightly pension payments (i.e. most of my QSuper Lifetime Pension payments is simply a 'return of capital' - it only becomes a decent investment if I live substantially beyond average life expectancy. Similar to my deferred lifetime annuity, that cost $10K and has zero value unless I live past 99).
Realestate - PPOR (home) estimated valuation increased by +$1,296 (0.10%) to $1,296,852. My other properties decreased by -$1,277 (-0.06%) to $2,190,527 (while the mortgage remained unchanged at $999,991 while it is still in 'interest only' mode). Due to the recent tax changes I expect my real estate assets to continue to decline in value over the next 2-3 years. My guess is a 10-15% decline (for my real estate assets) within 1-2 years, followed by a return to price growth due to the underlying supply/demand imbalance. A lot will depend on future changes to the rules, which in turn may depend on campaign promises and the outcome of the next Federal election (likely in early 2028). A change in government (or balance of power), or even just a surge in rents and drop-off in new construction, may sell the changes modified substantially (as happened last time negative gearing was temporarily abolished).
Other assets (PM bullion, coin collection etc.) increased by +$5,338 (+6..96%) to $82,045 as bullion prices bounced somewhat. Recent troubles with the US bond sales/inflation/national debt and the US-Iran 'peace deal' may see bullion prices resume upward march for the rest of the year and beyond.
Overall NW increased by +$24,378 (+0.45%) to $5,496,561. This is actually a new 'all time high' for my NW, but doesn't feel that way as the overall progress during the past year has been very modest (not surprising as it included redundancy, retirement, taking a one-year leave of absence from my PhD studies, a new job at modest salary, moving super into pension phase and commencing pension withdrawals, etc.). The old "things could always be/get worse" saying comes to mind.
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