Net Worth: September 2018

Last month everything went a bit South - my geared stock portfolio was down $14,288, my retirement savings total (SMSF and employer-subsidized account with Colonial First State) was down $1,880 and the valuation of our home was down another $6,218 (due to the overall property market correction in Australia, especially in Sydney). Overall, my NW was down by $22,163 (or 0.95%). On a positive note, I still have my full-time job (recently passed the milestone of 20 years with the same company) and my DFP course is about 50% completed (I'm aiming to try to finish it off this month, so I can apply to become an 'authorized representative of an AFSL holder i.e. become a registered 'financial planner' so I don't have to do the one year of 'work experience' that will be required for 'new' financial planners from 1 Jan next year) although I also have some assignments to do this month for the first course of the MFP I'm doing with WSU).

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Weight loss : week 39

I did 5BX twice last week, and walked approx. 10,000 steps on four days, and only one day was slightly under 5,000 steps. My diet went according to plan for the first three days, but then I ate a bit too much later in the week, and also had some confectionery on the weekend. So overall wasn't it wasn't very good, which resulted in no weight loss during the week. Today I'm 'back on the wagon' diet-wise. I'll be joining the gym this Wednesday, as it is most convenient to stop off on the way home on Mon/Wed/Fri. I'll do 5BX at home on the other days.

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Weight loss : week 38

I managed to stick to my diet plan on all but one day last week (37), and did a reasonable amount of walking (>5,000 steps) on all but two days. Still haven't started my regular 5BX sessions, so that is still on my 'to do' list. We are moving offices next week, so I'll sign up with Crunch Gym early next week and go to the gym for some weights and rowing machine exercise 2-3 times per week on the way home.

I've started having some chocolate flavoured whey protein on my morning porridge, as whey is supposed to be good for helping to reduce LDL and triglyceride levels. My cholesterol levels are OK, but my LDL and triglycerides need to come down a bit. Losing weight and doing more regular exercise should help. I tend to have red meat with my evening meal too many times a week, so I'm also aiming to have grilled chicken or turkey breast fillet a few more times a week instead of steak, lean mince, or GF sausages (which have way too much fat content).

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Glad I didn't buy a new Jag

The major upside of having bought a third-hand S-type Jag for $7,900 rather than a new one (the S-type I've bought originally sold for $123,000) is that I don't worry too much about scratches and minor dings. Just as well, as I already side-swiped the Jag when I was reversing out of our carport last week. There was room enough to fit both cars under the carport (the garage is full of junk, so that wasn't an option unfortunately), but it was a tight fit. Last Friday I had a bad migraine when I left work, which probably explains why I ended up parking the Ford Escape *very* close to the Jag. The next morning when I started reversing out, I thought I'd better move a little further away as I backed up, but unfortunately I forgot that turning while reversing would make the front end swing *towards* the Jag. D'Oh! So, of course, the Ford's front mudguard (which protrudes a few cm more than I remembered) jammed against the side of the Jag as I reversed, and I had to go forward again to be able to reverse out past the Jag on the second attempt. Fortunately the paint-job and metal  of the Jag door-panel is tougher than the paint and plastic mudguard of the Ford, so the most visible damage was a bit of paint scraped off the Ford mudguard. Washing the Jag removed most of the Silver marks that had transferred from the Ford, leaving just a small deformation and some scratches. Giving it a polish with a buffing car wax made the scratches a lot less noticeable, so unless you get close up it looks OK. As I said, I'm glad this wasn't a new Jaguar that had cost me a hundred grand...

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