Chart updated to end of DEC in sidebar.
Stocks/cash decreased -$4,121 (-0.85%) to $482,942.
Retirement savings (SMSF etc.) increased by +$4,854+0.21%) to $2,300,197. As I am currently unemployed/retired and the 'guaranteed cashback' value of my QSuper pension accounts decreases regularly due to monthly pension payments. There was one small additional employer contribution adding to the balance, that was in relation to part of my redundancy payout in July. Most of the increase was due to a slight rise in the unit value of our SMSF Vanguard Fund investments during the month.
Est. valuation of our home (my half) decreased slightly by -$3,109 (-0.25%) to $1,244,511. The estimated value of the 'Other real estate' (my 'lake house' and the investment apartment) decreased by -$17,759 (-0.82%) to $2,136,488, more than offsetting last month's rise in estimated valuations.
Other assets (my online depository bullion account at Perth Mint, and the bullion value of my gold and silver proof coin collection) increased by $2,029 (+2.43%) to $85,624. I am currently still adding $200 worth of gold to my Perth Mint online depository account each month, and DS1 gave me a 1oz silver 'wombat' coin for Christmas ;)
Overall, NW decreased by -$18,106 (-0.34%) to $5,257,771 during Dec. NW needs to increase by about 0.2% per month on average to keep pace with inflation (I.e. maintain real value), so the decline during December was about 0.5% in real value.
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